I’ve been noticing a significant shift in the strategies of many real estate investors—and it’s all about real estate debt investments. More and more groups are focusing on debt as a key strategy for financing real estate projects, and this trend is picking up steam. If you're a real estate investor looking for ways to diversify your portfolio or reduce risk, this is something you should be paying attention to.

1. Banks Are Pulling Back on Real Estate Lending

One of the primary drivers of the growing popularity of real estate debt is the retreat of traditional bank lending. With stricter regulations and higher capital requirements, banks are becoming more cautious about lending for both commercial and residential real estate. This has created a lending gap in the market, and debt funds have stepped in to fill this void. For real estate investors, this means more opportunities to get involved in lending, rather than just focusing on equity stakes.

2. Changing Market Conditions Cre...

As artificial intelligence (AI) reshapes the workforce, one thing is clear: the rules of wealth-building are changing. According to Goldman Sachs, up to 300 million full-time jobs could be replaced by AI—automating more than 25% of all work tasks in the U.S. and Europe. Even white-collar professions like law and medicine are on the chopping block.

In this new era, real estate investing for women is no longer just a good idea—it’s a smart, future-proof strategy.

A Personal Glimpse Into the Power of AI

Our 15-year-old daughter, Aliza, recently won her high school science fair by building a custom GPT model that created personalized breast cancer treatment plans. In just one day, she developed the prototype. Within a month, she had integrated over 600 peer-reviewed studies. A top oncologist who reviewed it was stunned by its power.

That moment changed everything. It became crystal clear that AI is not just coming—it’s here. And it’s strong enough to rival even the most trained h...

by Peter Halm

A Self-Directed IRA (Individual Retirement Account) and a Self-Directed 401(k) are both types of retirement accounts that allow for a broader range of investment options compared to traditional IRAs and 401(k)s. However, there are key differences between the two:

1. Eligibility and Establishment:

   • Self-Directed IRA: Anyone with earned income can open a Self-Directed IRA. It's established through a custodian that allows for self-directed investments.
   • Self-Directed 401(k): Also known as a Solo 401(k), this is primarily for self-employed individuals with no full-time employees other than the business owner and their spouse. It’s established by the individual who acts as both the employer and the employee. So long as you meet the eligibility requirements (the presence of self-employment activities and absence of full-time employees), you can start a business to open a Solo 401(k)

2. Contribution Limits:

   • Self-Directed IRA: The contribution limits for a Self-Direct
   ...